A stronger conversation with every borrower
PGI leaves your guarantee fully enforceable while giving borrowers a reason to sign with confidence. Fewer stalled approvals, better-protected clients.
Would we insure it? Ask before you approve.
Our underwriting answers one question about any personal guarantee. Lenders can put that answer inside their own approval process.
Send us the guarantee you are about to approve. Business, guarantor, loan amount. One API call, or paste it into the lender portal.
Within seconds we answer the only question that matters: would PGI insure this guarantee, yes or no. No account fees, no minimum volume.
When you want to know why, the paid tier reveals the score, the risk drivers behind it, the guarantee amount we would cover, and on a yes an offer the borrower can accept. Billed per decision or per portfolio through your PGI account.
Approve with an insured guarantee behind the loan, restructure the guarantee to what we would cover, or decline with our reasoning in the file.
The guarantee stays fully enforceable
PGI is the borrower policy. It sits behind your guarantee and does not touch your loan documents, security or recovery rights.
Enforcement rights, security and priority remain exactly as written in your agreement.
After paying a claim, the carrier does not pursue the borrower for the reimbursed amount.
Borrowers with capped personal exposure are more resilient through a downturn.
Move deals forward, keep clients protected
A guarantee is easier to sign when the borrower knows their personal downside is capped.
Advisors who introduce PGI give clients a reason to call them first, and to stay.
Capped personal exposure supports orderly workouts instead of personal insolvency.
Backed by an AM Best A+ carrier
PGI policies are underwritten by carriers with the financial strength rating the largest banks in North America already trust.
- Coverage up to $1,000,000 per guarantee
- Claims-made policies, renewable annually
- Demand Response Service on every policy
What credit officers ask
Give your borrowers a reason to sign with confidence
Talk to our partnerships team about referral arrangements and how PGI fits your lending process.