We're the experts in Personal Guarantee Insurance

As North America's only Insurance Broker exclusively focused on Personal Guarantee Insurance, PGI combines expert underwriting with technology built for speed. Our digital platform streamlines the entire process - from quote to bind to claim - so business owners spend less time on paperwork and more time running their companies.

100% Digital Platform Quote, bind, and manage policies through our broker and mobile portal. No paper forms. No fax machines. No waiting.
Algorithmic Speed Our underwriting engine analyzes risk in minutes, not weeks. Technology does the heavy lifting so humans can focus on judgment.
Expert Backed Every automated decision is overseen by underwriters who've spent careers in credit risk, commercial lending, and insurance. The algorithm is fast. The expertise is deep.
API Documentation Full API access for partners who want to integrate PGI into their own platforms. Quote, bind, and manage policies programmatically. Build PGI into your workflow, not around it.

Built by entrepreneurs, for entrepreneurs

PGI wasn't built in a boardroom. It was built by people who've signed personal guarantees themselves - who've felt the weight of putting their family's home behind a business loan.

We know what it's like to believe in a deal but lose sleep over the downside. To watch a spouse's face when they realize what "unlimited personal recourse" actually means. To wonder whether a business setback could cost you everything you've built outside of it.

That's why PGI exists.

Not because there was a gap in the insurance market - though there was. But because business owners deserve better than being told to just accept unbounded personal risk as the cost of ambition.

Every business owner who signs a personal guarantee is making a bet on themselves. PGI makes sure that bet doesn't have to be all-or-nothing.

PGI has a purpose

We believe entrepreneurship shouldn't require betting everything you own. The personal guarantee system was designed for lenders, not borrowers. It works - but the human cost is rarely discussed.

PGI is here to change that conversation.

We're building the infrastructure to make personal guarantee risk manageable, transparent, and insurable. Not to eliminate risk - business requires risk. But to cap the personal downside so owners can make decisions from confidence, not fear.

That's not just an insurance product. It's a shift in how business ownership works.

See what PGI can do for you

Cap your personal downside. Keep your skin in the game.

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